8 Questions You Should Ask a Bankruptcy Attorney Before You Hire Them

Choosing the right bankruptcy attorney is important for simplifying the process and assuring your success.

In this Low Cost Legal website article, we will discuss the most important questions you should ask before you hire a bankruptcy attorney.

1. If filing for bankruptcy the best option for me?

An honest bankruptcy attorney will evaluate your financial situation and all other factors before giving you their opinion. Sometimes other options are better, and a good attorney will be more concerned about your well-being than making a paycheck. If the attorney suggests bankruptcy as the right option, expect valid reasons that make sense to you.

2. What are the pros and cons of filing for bankruptcy?

A qualified attorney will point out the advantages bankruptcy has for many, but will also be clear about the negative impact it might have on your credit and ability to borrow money in the future.

3. What types of cases do you handle?

You’ll want to hire an attorney that specializes in bankruptcy, not one who dabbles in it on the side or as part of a more general legal practice. A committed bankruptcy lawyer will have a better understanding of all the necessary procedures and help ensure your success. Sometimes a mistake in paperwork can delay your bankruptcy or have it thrown out of court completely. You will need an experienced attorney.

4. What are your fees?

Most bankruptcy attorneys charge a standard fee that covers all of the work they do. If your bankruptcy is more complicated than most, they might possibly charge more. You should know before you hire an attorney exactly what the costs will be for their services from the start through to the final decree of the bankruptcy and the discharge of debts. You may also be able to find a pro bono attorney, especially if you live below the poverty level.

5. What documentation do I need?

An organized bankruptcy attorney will have a list of all the information you will need to gather in order to file for bankruptcy. It will include all debts, assets, income and more.

6. Will you help me fill out the forms required?

Bankruptcy forms are long and can be confusing. Knowing that your attorney is available to help you fill out the form is reassuring. Often your case will be assigned to a legal assistant, and if that person is experienced, that can be okay. Simply make sure that someone will be readily available to help.

7. How many bankruptcy cases have you successfully completed?

You are looking for a veteran bankruptcy lawyer to help you in this process, not one that is just getting started. Ask about the percentage of success they’ve had and compare that to what you hear from others.

8. Will you go to court with me?

Most bankruptcy attorneys will go to court with you, but in some cases, they might send a paralegal along because they consider the appearance in court as a formality. Choose a bankruptcy attorney who is committed to standing beside you in court to be of assistance. That’s why you’re hiring one! On another note, if your attorney is working pro bono or at a reduced rate, you should understand his time issues. As long as the paperwork is filed correctly and the case is simple, the formality of standing next to you in court should not be a major concern for you.

These questions and the answers you receive will lead to follow-up questions. Take your time finding the right bankruptcy lawyer for your circumstances. Choosing a good one will help you be successful and will take much of the hassle and stress out of the process.