How to Find a Cheap Bankruptcy Attorney
If you’re considering bankruptcy, you may be able to find a low-cost bankruptcy attorney who will do a good job for you.
The fact is, the bankruptcy filing and the process for having your debts discharged are not very complex in most cases. Therefore, bankruptcy lawyers don’t spend a great deal of time on each case. That means that some attorneys can cut their rates in order to attract more business, still do a good job, and provide you with a cheap bankruptcy attorney.
This Low-Cost Legal guide will help you understand how to locate a low-cost bankruptcy lawyer.
1. Search Online
Use a search engine like Google or Yahoo to look for a cheap bankruptcy lawyer in your area. Use the term “cheap bankruptcy attorney” in your search along with the city in which you live or a large city nearby. For example, search “cheap bankruptcy attorney Dallas.”
You’ll get a list of websites to check out. Many of the lawyers will advertise a flat rate fee, often for less than $1,500. Call several of the attorneys that you find and ask specific questions about fees. If you are experiencing financial hardship, let them know. Some attorneys will offer discounted fees to those in a very difficult economic position.
2. See the National Association of Consumer Bankruptcy Attorneys (NACBA)
The advantage of using the NACBA website is knowing that every bankruptcy lawyer listed on the site has been qualified by experience and credentials. When you contact one of the bankruptcy attorneys in your area, you’ll know they are qualified to handle your bankruptcy case. You will want to check with several of them to find the one that has the best prices for Chapter 7 or Chapter 13 bankruptcy.
3. Ask Friends
If you have friends or acquaintances that have gone through bankruptcy, let them know you’re thinking about it and want to find a cheap bankruptcy attorney. They may let you know what they paid and if there were any hidden fees or surprise charges. Be sure to ask what services were included in fees charged. Your bankruptcy attorney should provide you with a checklist of all the information you will need to provide to the court. You will need a list of all debts you need to discharge, a list of all your assets, and provide your current income and all other financial information. Then, the attorney should meet with you before the hearing to prepare you, and be present to represent you at the hearing.
4. Tell a Bankruptcy Attorney What You Can Afford
If you don’t have enough money to pay the attorney, offer an amount you can afford. If you’re sincere, and the attorney is willing to help, you might find a cheap solution to your bankruptcy issue.
These days, bankruptcy is a very competitive field for attorneys. With a bit of research, you’ll be able to find a low-cost bankruptcy lawyer or even one that will take your case pro bono who will do a good job helping you through the process from start to finish.