How to Find a Cheap Bankruptcy Attorney
If you’re considering bankruptcy, you may be able to find a low-cost bankruptcy attorney who will do a good job for you.
The fact is, the bankruptcy filing and the process for having your debts discharged is not very complex in most cases. Therefore, bankruptcy lawyers don’t spend a great deal of time on each case. That means that some attorneys can cut their rates in order to attract more business and still do a good job, becoming a cheap bankruptcy attorney.
This Low Cost Legal guide will help you understand how to locate a low-cost bankruptcy lawyer.
1. Search Online
Use a search engine like Google or Yahoo to look for a cheap bankruptcy lawyer in your area. Use the term “cheap bankruptcy attorney” in your search along with the city in which you live or a large city nearby. For example, search “cheap bankruptcy attorney Dallas.”
You’ll get a list of websites to check out. Many of the lawyers will advertise a flat rate fee, often for less than $1,200. Call several of the attorneys you find and ask specific questions about fees. If you are experiencing financial hardship, let them know. Some will offer discounted fees to those in a very difficult economic position.
2. See the National Association of Consumer Bankruptcy Attorneys (NACBA)
The advantage of using the NACBA website is knowing that every bankruptcy lawyer listed on the site has been prequalified by experience and credentials. When you contact one of the bankruptcy attorneys in your area, you’ll know they are qualified to handle your bankruptcy case. You will want to check with several of them to find the one that has the best prices for Chapter 7 or Chapter 13 bankruptcy.
3. Ask Friends
If you have friends or acquaintances that have gone through bankruptcy, let them know you’re thinking about it and want to find a cheap bankruptcy attorney. They may let you know what they paid and if there were any hidden fees or surprise charges. Be sure to ask them what services were included in the fee. The services should include giving you a checklist of the information you need to have such as all the debts you want discharged, a list of all your assets, income and other financial information. Then, the attorney should meet with you before your hearing to prepare you, and should be physically present to represent you at the hearing.
4. Tell a Bankruptcy Attorney What You Can Afford
If you don’t have enough money to pay the attorney, offer an amount you can afford. If you’re sincere, and the attorney is willing to help, you might find a cheap solution to your bankruptcy issue.
These days, bankruptcy is a very competitive field for attorneys. With a bit of research, you’ll be able to find a low-cost bankruptcy lawyer or even one that will take your case pro-bono who will do a good job helping your through the process from start to finish.